The jacket appears warmer than I expected and it looks great and casual on and off the bike. Off the bike, the jacket is suitable for 40F weather. But on the bike, it makes me toasted even below 30F. It immediately became one of my favorite outwear on and off the bike after the purchase. I'm 5'5 usually in XS jersey and bibs for racing cuts but always size up when purchasing velocio jersey to have a more relaxed fit. I got a size S of this jacket and it fits comfortable and casual.
The complain is about the patch on the elbow - I don't know if it has any actual functionality, might just be an addition for some stylish design. However, as this jacket is designed for trail riding, you would expect your arm to have some/a lot contact with the bushes/branches from the side of the trail (especially on trails in Northeast, always in woods). Those contacts would easily pull the thread out from the patches on the elbow, to make my new jacket look old and worn out.